I know I post a lot of ignorance on this website, but here is a video that several of us can benefit from. I've touched on some of the topics before concerning the fight, not only remain afloat, but to also rise high above "financial sea level". Take a look at the video below and L.E.A.R.N.
By the way, never sign up for those credit cards that stores offer you for that initial discount; its a rip off. The interest rates on those things are RIDICULOUS. Its also not good to have a lot of inquiries on your credit.
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